Last answered:

03 Jul 2024

Posted on:

19 Apr 2024

0

Resolved: ASSIGNING MIN AND MAX TO NUMERIC COLUMNS

I NEED FURTHER EXPLAINATION ON WHY WE HAD TO ASSIGN THE MINIMUM VALUE OF THE FUNDED AMOUNT COLUMN TO THE MISSING VALUES AND REVERSE WAS THE CASE FOR OTHER COLUMNS.
THANKS 

1 answers ( 1 marked as helpful)
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Posted on:

03 Jul 2024

0

because they are assuming the worst case scenario

for funded amount = the amount of money that the person provided to pay his loan, so if you only paid minimum amount, that means you still have  a lot more to pay and so it's considered bad scenario to have a minimum value.

the others use maximum cause it again represents  the worst scenario, loan amount for example, for the bank,it's better to have someone who only took 10k insted of having someone who took 200k. the 200k person is more likely to default than the other one.

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